Auto insurance is a policy purchased by vehicle owners to lessen the costs associated with getting into a car or vehicular accident. Instead of paying directly for car accidents, people pay annual premiums to auto insurance companies which then pays all or most of the costs associated with a car accident or other vehicle damage.
Our car insurance experts will help you build an auto insurance policy that helps fit your needs. We offer a full line of auto insurance coverage including:
Helps pay for repairs or car replacement if you’re in an accident that involves other vehicles or stationary objects.
Helps pay for losses caused by natural disasters, vandalism, theft, or other similar events.
If the accident is your fault, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost incurred from these damages.
Medical coverage helps pay for medical treatment for accident-related injuries, regardless who is at fault. These costs may include hospital costs, doctor visits, EMT and ambulance fees, surgery, x-rays, and other medical related expenses. This option covers your passengers, you, and any family members who may be driving the insured car during the accident.
Personal Injury Protection
Helps reimburse you for income lost, medical expenses, child care expenses, and other similar things if you’re hurt in a accident.
Limits and Deductibles
Will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you’ll have to pay when you make a claim for an accident.
Underinsured/Uninsured Motorist Coverage
Protects you if the covered accident was another driver’s fault and he or she doesn’t have auto insurance, or not enough insurance to cover the expenses.
Additional Coverage Options
Our agents will discuss any additional coverage you should be aware of.
Give us a call today or fill out our contact form for a FREE auto insurance quote.